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Welcome to Lincoln Financial Group – Where Innovation Meets Impact
Lincoln Financial Group is a leading provider of retirement, insurance, and wealth‑protection solutions to more than 16 million customers worldwide. Headquartered in Radnor, Pennsylvania, we manage approximately $290 billion in assets and are recognized for our commitment to sustainability, ethical leadership, and inclusive workplace culture. Our inclusion on the Dow Jones Sustainability Index, Newsweek’s Most Responsible Companies list, and Ethisphere’s World’s Most Ethical Companies underscores a legacy of responsibility, transparency, and forward‑thinking strategy. As a member of the Lincoln family, you will collaborate with talented professionals who are passionate about empowering people to take charge of their financial lives.
The Actuarial Development Program (ADP): Your Launchpad to Leadership
The Actuarial Development Program (ADP) is an industry‑leading, 3‑to‑5‑year rotational journey designed to accelerate your growth from a high‑potential associate actuary to a strategic leader. Participants rotate every 18‑24 months across core business lines—Life & Annuities, Retirement, Group Protection, and now, a newly‑expanded Chief Risk Office. Each rotation immerses you in product development, pricing, valuation, asset‑liability management, data analytics, and enterprise risk management. The ADP is built on a strong foundation of mentorship, exam support, and hands‑on experience with state‑of‑the‑art actuarial tools such as MG‑ALFA, Axis, Prophet, Dataiku, R, and Tableau. Your success is celebrated: competitive salary increases, bonuses tied to actuarial exam milestones, and generous study‑time allowances ensure you can achieve Fellowship of the Society of Actuaries (FSA) while delivering real business value.
Why This Role Is Different: Associate Actuary – Risk Management (Remote/Hybrid)
Lincoln’s Chief Risk Office is expanding rapidly as part of a strategic commitment to embed risk awareness throughout the organization. In this pivotal position, you will become a trusted risk analyst, leveraging stochastic modeling, scenario analysis, and advanced analytics to drive enterprise‑wide risk governance. You will work closely with business lines, data‑science teams, and senior leaders to translate complex risk metrics into clear, actionable insights that influence strategic decisions. The role blends traditional actuarial expertise with modern data‑visualization and automation techniques—making it an ideal fit for forward‑thinking professionals who thrive at the intersection of quantitative rigor and business impact.
Key Responsibilities – What You’ll Do Every Day
- Stochastic Scenario Generation: Design and implement stochastic models that simulate a broad range of market, credit, and insurance‑related risks. Build in‑house solutions and integrate them with existing actuarial platforms to support enterprise‑wide decision making.
- Enterprise Governance Frameworks: Assist in the development, rollout, and continual improvement of governance policies that ensure robust risk mitigation, with a focus on scenario governance and model validation.
- Process Automation & Mathematical Optimization: Identify opportunities to streamline valuation and reporting workflows through automation, advanced statistical techniques, and programming solutions.
- Special Projects & Thought Leadership: Conduct research on emerging topics such as ESG integration, regulatory change, and climate risk. Translate findings into actionable recommendations for senior leadership.
- Strategic ERM Tool Utilization: Apply Enterprise Risk Management (ERM) tools to evaluate the risk implications of major projects, capital allocation decisions, and new product launches.
- Communication & Stakeholder Management: Build strong relationships across corporate functions and business units. Present complex risk analyses in concise, visually compelling formats that drive consensus and informed action.
- Continuous Learning & Exam Progression: Pursue actuarial exams at a prescribed pace, supported by Lincoln’s tuition assistance, exam‑fee reimbursement, and dedicated study time.
Essential Qualifications – What We Need From You
- 3–5 + years of professional actuarial experience, with a strong track record of delivering analytical solutions in insurance or financial services.
- Associate of the Society of Actuaries (ASA) designation (Fellowship (FSA) in progress is highly desirable).
- Bachelor’s degree in Mathematics, Statistics, Economics, Business, Engineering, or another quantitative discipline.
- Advanced proficiency in Microsoft Excel, including complex formulas, VBA macros, and data‑analysis add‑ins.
- Hands‑on experience with actuarial software platforms (e.g., MG‑ALFA, Axis, Prophet) and familiarity with programming languages such as R, Python, or SAS.
- Proficiency in data‑visualization tools (Tableau, Power BI, or similar) to translate technical outputs into stakeholder‑ready presentations.
- Strong understanding of U.S. GAAP, insurance accounting structures, and product strategy, with the ability to link financial outcomes to risk exposures.
Preferred (But Not Required) Add‑Ons
- Exposure to investment‑risk concepts, asset‑liability management, or portfolio analytics.
- Professional designations such as FRM, PRM, CQF, or CFA.
- Experience with ESG data, climate‑risk modeling, or regulatory impact analysis.
- Demonstrated ability to lead cross‑functional teams or mentor junior analysts.
Core Skills & Competencies for Success
- Analytical Rigor: Ability to formulate, test, and communicate complex risk models with precision.
- Business Acumen: Understand how actuarial insights translate into strategic business decisions.
- Communication Excellence: Present technical material clearly to non‑technical audiences, both in written reports and spoken presentations.
- Collaboration & Influence: Build trust across functions, negotiate priorities, and champion data‑driven risk culture.
- Adaptability: Thrive in a fast‑changing environment, balancing multiple projects and shifting regulatory landscapes.
- Curiosity & Continuous Learning: Stay abreast of emerging actuarial techniques, data‑science trends, and industry best practices.
Career Growth & Learning Opportunities
Lincoln’s ADP is engineered for rapid advancement. As you progress through rotations, you will gain exposure to every major actuarial discipline, laying a foundation for future leadership roles such as Principal Actuary, Risk Management Director, or Chief Risk Officer. The program also offers:
- Mentorship from senior actuaries and risk leaders who provide guidance on technical challenges, career planning, and professional networking.
- Access to internal learning portals, virtual training modules, and industry conferences (e.g., Society of Actuaries meetings, Risk Management Society events).
- Opportunities to lead high‑visibility projects that influence company‑wide strategy, enhancing your executive presence.
- Structured feedback cycles, performance reviews, and clear promotion pathways aligned with exam achievements and business impact.
Work Environment & Culture – Why You'll Love It Here
Lincoln fosters a culture of inclusion, flexibility, and wellbeing. Employees benefit from:
- Hybrid/Remote Flexibility: Work two to three days per week from a designated Lincoln office while enjoying the autonomy of remote work for the remainder.
- Diverse & Inclusive Community: Initiatives such as employee resource groups, DEI training, and transparent inclusion metrics ensure every voice is heard.
- Wellness Programs: Comprehensive health, dental, and vision plans; mental health resources; free financial counseling; and health‑coaching services.
- Work‑Life Balance: Generous PTO, parental leave, and flexible scheduling to accommodate personal priorities.
- Technology Enablement: State‑of‑the‑art collaboration tools, secure VPN access, and a robust IT support team that empower you to be productive from any location.
Compensation, Perks & Benefits – A Complete Rewards Package
While exact salary will reflect experience, education, and geographic location, successful candidates can expect a base range of $75,701 – $140,700, complemented by:
- Annual incentive bonus tied to individual, team, and company performance.
- Long‑term equity awards and retirement savings plans (401(k) with company match).
- Full tuition reimbursement, exam‑fee coverage, and paid study time for actuarial exams.
- Professional development budget for conferences, certification courses, and industry memberships.
- Employee assistance programs, legal & identity protection services, and discounted life‑insurance options.
Commitment to Ethical Hiring & Candidate Safety
Lincoln Financial Group adheres to the highest standards of ethical recruitment. We will never request personal financial information, social‑security numbers, or payment during the hiring process. All communications will be conducted through official Lincoln channels, and any suspicious activity should be reported to [email protected]. We are an equal‑opportunity employer, welcoming applicants of all backgrounds, abilities, and experiences.
Ready to Shape the Future of Risk Management?
If you are a driven, analytical professional with a passion for turning data into strategic advantage, we invite you to apply today. Join Lincoln’s Actuarial Development Program, collaborate with industry leaders, and accelerate your path toward actuarial fellowship and senior risk‑management roles. Your expertise will help safeguard the financial well‑being of millions while advancing your own career in a supportive, innovative environment.
Take the Next Step
Submit your application now and become part of a company that values your growth, celebrates your achievements, and empowers you to make a lasting impact.
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