SouthState Bank is committed to helping their customers move forward while maintaining deep community roots. The Consumer Loan Processor is responsible for managing a pipeline of loan applications, reviewing consumer loan documents, and driving the loan process from application through closing while ensuring compliance with internal policies and regulations.
Responsibilities
- Receives incoming consumer loan closing and title requests in the Bank’s consumer loan origination system, including, but not limited to the following loan types:
- HELOC’s
- Manufactured Homes with no land
- Modifications
- Reviews loan approval, supporting documentation, and Bank systems to determine that the appropriate due diligence is completed prior to sending loan request to consumer loan closing. The review process would include, but not limited to the following: loan approval documents, determination of HMDA eligibility for transactions, flood determinations, title work, insurance documents (including communicating the with insurance company), Settlement Statements/HUD/Closing Statements, funding documentation, initial disclosures, titling information, purchase contracts, entity documentation, appraisals
- Requests documentation from Customer and/or Lender as applicable to the loan submission
- Order third party services including, but not limited to, tax transcripts, title work, flood determination, survey, payoffs, vin verification, and insurance declarations information
- Obtain all required conditions as established by underwriting
- Keep Customer and Lender updated on document requests and loan status using verbal and written (electronic) communication practices
- Coordinates closing date with Lender, Customer and/or Closing Agent
- Manage pipeline of consumer real estate applications to meet department Service Level Agreements while meeting critical loan dates to provide an exceptional level of service to Customers and Lenders
- Ensure the consumer loan origination system data is entered accurately and timely
- Submit a complete and accurate loan file to Consumer loan closing
- Other duties as assigned by management
Skills
- High school diploma
- One to three years of consumer loan documentation experience
- Microsoft Word, Excel, Adobe, and Outlook
- College degree
- Loan processing with real estate transactions
- Knowledge of NewGen
Company Overview
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. It was founded in 1934, and is headquartered in Winter Haven, Florida, USA, with a workforce of 1001-5000 employees. Its website is https://southstatebank.com.
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