Note: The job is a remote job and is open to candidates in USA. Citi is a leading global bank, and they are seeking a Credit Underwriter OE to join their team. This role involves monitoring and assessing credit processes and data while applying specialty knowledge to ensure compliance with policies. The Credit Underwriter will review loan submissions, handle inquiries, and assess risks in business decisions.
Responsibilities
- Reviews loan submissions for credit judgment and credit worthiness, documentation, ability to pay calculations, loan to value calculations and other functions relating to the credit decision process of the field network
- Handles resubmissions on amended loan request, respond to phone inquiries regarding decisions made, policy questions and aid in training various visitors that come to Home Office Credit
- Approves subordination agreements
- Other duties as assigned
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Skills
- 0-2 years related experience
- Excellent analytical and problem solving skills
- Bachelor's/University degree or equivalent experience
Benefits
- Medical, dental & vision coverage
- 401(k)
- Life, accident, and disability insurance
- Wellness programs
- Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
Company Overview
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. It was founded in 1812, and is headquartered in San Antonio, Texas, USA, with a workforce of 10001+ employees. Its website is https://www.citi.com.Company H1B Sponsorship
Citi has a track record of offering H1B sponsorships, with 1386 in 2025, 849 in 2024, 1375 in 2023, 1117 in 2022, 876 in 2021, 901 in 2020. Please note that this does not guarantee sponsorship for this specific role.
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