Title: Remote Mortgage Underwriter I
Location: Remote (United States)
Department: Underwriting
Job Description:
About Visio Lending
Visio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, vacation rental, and small balance commercial portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for continued success.
Why We Love Working at Visio:
We at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. At Visio Lending, you’ll work on meaningful initiatives that directly support real estate investors nationwide. We offer a collaborative culture, growth opportunities, and flexibility with remote or hybrid work options.
The Opportunity
The Underwriter I is responsible for evaluating and analyzing loan documents to ensure compliance with company policies, investor guidelines, and regulatory requirements. This role focuses on reviewing lower-complexity documents while building expertise in credit analysis, risk assessment, and underwriting best practices. You will play an essential role in maintaining loan quality, supporting team workflows, and ensuring a seamless customer experience.
What You'll Do
Review and evaluate loan documents to determine borrower eligibility and identify potential fraud
Identify when a file deviates from standard requirements and escalate when needed
Complete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standards
Ensure loans follow investor and company policies, SOPs, and compliance rules
Maintain acceptable turnaround times and service-level expectations
Review corporate documentation for entity borrowers
Research property taxes to determine appropriate escrows
Review title commitments to ensure alignment with company and investor guidelines
Confirm all lending conditions are met prior to closing
Assist underwriters by responding to urgent or time-sensitive emails to manage workflow volume
Run QC tools (FraudGuard, LexisNexis, etc.) and update system records accurately
Provide excellent customer service throughout the underwriting process
Collaborate cross-functionally to support efficient workflows and process improvements
Completing other responsibilities and duties as assigned based on business needs
Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT
Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST
Salary Range: $29.80 - $40.04/hr (Non-Exempt/Hourly/Overtime Eligible)
What We Are Looking For:
2+ years of experience in the mortgage industry with strong knowledge of Non-QM documentation
Solid manual underwriting skills
Tech-savvy, with the ability to learn and navigate multiple systems
Strong documentation review skills with the ability to spot discrepancies and ensure compliance
Proven ability to manage time-sensitive tasks and meet deadlines
Completion of all required training by designated timelines
Reliable, team-oriented, and proactive in a fast-paced environment
Proficiency in Microsoft Word and Excel
High School Diploma or GED required
Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions
What We Prefer to Find:
Someone with experience with Non-QM Loans
Someone with experience with underwriting DSCR loans
Someone with an Associate and/or bachelor's degree in business or a related industry area major
Someone with experience with Calyx Point and SalesForce
Apply Now
Apply Now