Non-Conforming Loan Underwriter ? 100% remote, Salary DoE ... Description: ? Underwriter completes a thorough analysis of loan files to determine compliance with company and investor guidelines. ? Underwriter checks the accuracy of all calculations and data integrity. ? Underwriter recommends the loan decision to underwriting manager for loan amounts more than authority limitation. ? The underwriter maintains a company standard for productivity levels and complies with the company policy of 48 hour underwriting turnaround time and a 24-hour turnaround time for clearing conditions. ? Communicates decision on loans to appropriate parties both verbally and in writing. ? Underwriting of various non-QM loan products. ? Must perform manual underwriting, requiring a detailed familiarity with various loan programs. ? The Underwriter must be available to processors for general guideline interpretations and questions on specific loan files. ? Responds to post closing reviews and audits in a timely fashion. Qualifications: ? Minimum two years of recent NON-QM mortgage underwriting experience, with solid working knowledge of underwriting guidelines for NON-QM Investors. ? The underwriter must have the ability to review & calculate complex personal and/or business financials and tax profiles. ? Excellent written and verbal communication. ? Experience working in a fast-paced team environment. ? Encompass loan origination system experience required 1+ years