Business Systems Analyst – Commercial and Credit Banking

The Commercial and Credit Banking team delivers and supports technology across Credit, Web, Payments, Capital Markets, and Treasury. We build secure, innovative solutions that empower customers to conduct business efficiently while driving measurable business value. We are seeking a Senior Business Analyst to lead moderately complex to complex initiatives from proposal through post-implementation. This role bridges business needs and technology execution, ensuring applications meet user expectations and regulatory standards. You will serve as a functional lead, mentor junior analysts, and collaborate with cross-functional teams to deliver high-impact solutions. Key Responsibilities Lead functional design and testing efforts for enterprise-wide initiatives, compliance requirements, and BAU system enhancements. Prepare detailed functional specifications, test plans, and test cases; execute and validate results. Facilitate backlog reviews and proactively identify gaps in user stories—asking “what-if” questions to ensure completeness. Collaborate with product owners to validate implementation accuracy and business alignment. Engage in data modeling and ERD diagram interpretation to support system integration and conversion efforts. Coordinate with vendors and internal teams to ensure seamless implementation and post-launch stability. Act as Test Coordinator for large initiatives involving multiple applications and teams. Support Commercial Customer Onboarding applications and related systems. Monitor scope, regulatory compliance, and adherence to Corporate Technology standards. Drive resolution of issues during testing and post-implementation phases. Promote a culture of belonging and innovation aligned with the M&T Bank brand. Required Qualifications Minimum of 5 years’ combined experience in business analytics, operations, or higher education. Strong verbal and written communication skills. Excellent problem-solving, organizational, and time management abilities. Proficiency in personal computing and relevant software tools. Demonstrated ability to mentor and lead cross-functional teams. Preferred Qualifications Bachelor’s degree. Subject matter expertise in commercial banking applications and systems. Experience with Jira or similar backlog management tools. Familiarity with application development platforms and banking frameworks. Ability to write complete user stories and identify gaps in existing documentation. Strong curiosity and analytical mindset—testing beyond documented boundaries. Experience supporting commercial customer onboarding or similar enterprise applications. Ability to work autonomously and collaboratively across technical teams. Understanding of bank acquisition methodology or conversion experience. What Sets You Apart You ask great questions and go beyond surface-level requirements. You’re a highly collaborative analyst and tester who thrives in cross-functional environments. You bring a proactive, detail-oriented approach to every project. You understand the business perspective and can translate it into actionable technical requirements. #LI-JB3 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $71,600.00 - $119,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at [email protected] for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice Apply tot his job